Does Target Take PayPal? (Payment Types Online, In-Store)

When I became a new PayPal user, it was my biggest concern to find out does Target take PayPal or not since I frequently used to go to the store for shopping. After all, using PayPal to make purchases online is a popular and practical alternative to giving your credit or debit card details!

Quick Summary

Target does take PayPal allowing you to use it offline as well as online. However, you cannot make online purchases from Target Plus partners. Target offers its customers the choice of using PayPal as a form of in-store payment by using NFC technology. Moreover, PayPal users can receive cashback on their purchases from Target.

Does Target Accept PayPal? (2023)

Target is one of the most popular retail brands in the US, which offers PayPal as a form of payment on its website. I previously discussed with you if Tesco accepts PayPal or not and whether you can use PayPal for shopping at Amazon. Now let’s look at how PayPal at target works!

This makes the overall purchasing experience simple and exciting. All you have to do is to use the PayPal option at checkout, to avoid entering your credit or debit card information more than once, and you are good to go!

Moreover, Target allows you to use PayPal offline as well as online. You can use your smartphone to make an in-store purchase. This way, you can quickly and securely use PayPal to make a contactless payment without having to physically touch anything.

Moreover, Target Plus Partners, which are independent vendors that sell products on Target’s website do not accept PayPal. 

Does Target Take PayPal In-Store?

If you enjoy using contactless technology for your purchases then the good news is that Target uses NFC technology, to provide its customers the option of using PayPal as a form of in-store payment.

Near Field Communication (NFC) also known as contactless payment, enables its users to complete purchases just by touching their smartphones at a terminal that supports it. 

This is an amazing choice for those who are concerned about their hygiene and wish to make payments without having to touch anything.

Customers can tap the PayPal app for Android or Apple smartphones at checkout to activate PayPal with NFC at Target. Customers can also finish the purchase by scanning a QR code presented at the counter.

Moreover, it is important to remember that Targets’s payment policies for PayPal MasterCards are the same. This means that customers have the option of using previously saved funds on a PayPal prepaid MasterCard or a PayPal Business Debit MasterCard. 

Pay With PayPal Online at Target 

First I used to search for best time to shop at Target but now online shopping has become increasingly popular. The online store, carries a wide range of products, including food, electronics, and home essentials.

Customers at can use PayPal as one of their payment alternatives. PayPal is a digital service that enables its consumers to make online purchases without disclosing any personal or financial information to the retailer. 

Although using PayPal is a quick and simple way to make purchases at, there are still a few considerations.

  1. You must have a PayPal account that has been authorized and contains sufficient cash or a connected bank account. This will allow you to make sure that your money goes through without any problems. 
  2. To find out if your PayPal account has been confirmed, you just have to login into your account and search for a notification on the account overview page.
  3. When you are ready to complete your purchase on, simply choose PayPal as your payment option and follow the on-screen instructions to connect to your PayPal account. 
  4. After that, you can choose which debit card or bank account to use in order to pay for your purchase and finish the transaction. 
  5. Finally, it is always a good idea to recheck your bank balance or get in touch with PayPal if your payment is declined for any reason. You should also make sure that your account is properly registered and up-to-date. 

Can You Use PayPal Credit at Target?

PayPal Credit is a digital credit card that enables you to make online purchases and pay for them later through a buy now, pay later method.

Qualified PayPal customers are given access to the credit line, which can be used to pay for purchases at any business that accepts PayPal.

In order to use PayPal Credit on, you must have an active PayPal account that is connected to your PayPal Credit account. 

  1. You can check your PayPal Credit account by going to your PayPal account’s “Wallet” section and selecting the “PayPal Credit” button.
  2. Then after verification of your  PayPal Credit account, you can make your purchase at as always. 
  3. So, when it’s time to make a purchase, just pick PayPal as your payment option and PayPal Credit as your mode of financing throughout the checkout process.
  4. The last step is to confirm your purchase and accept the conditions of the PayPal Credit agreement. 
  5. When you’ve finished the checkout procedure, your PayPal Credit card will pay for your transaction.

It’s important to keep in mind that using PayPal Credit to pay for your purchases can be a practical solution to reduce the price of your transaction over time. However, if you don’t pay off your debt by the due date, interest fees can start to pile up. 

To make sure you fully comprehend the fees and charges connected with this funding option, thoroughly read the terms and conditions of your PayPal Credit agreement.

What Payment Methods Can You Use At Target?

Target provides its customers with a range of payment methods. You can opt for any of them to finish your purchase whether you want to buy in-person or online.

Target Red Card:  If you have a Target Red Card, you may use it as a debit or credit card or as a MasterCard that can be used everywhere MasterCard is accepted. 

Gift cards: Moreover, gift cards from American Express, MasterCard, and Visa as well as those from Target are accepted.

Third-party Credit Cards: Target also accepts credit cards from third parties, including American Express, Target PCard, Novus, Discover, Visa, MasterCard, and credit cards from the majority of international banking institutions.

Third-party Debit Cards: Target offers third-party debit cards that are sponsored by Visa or MasterCard if that’s what you prefer to use. 

Other methods: Target also provides a variety of additional payment methods in-store. This includes personal checks and contactless transactions supported by Apple, Android, and PayPal. You can additionally use Alipay, a Chinese mobile payment system, in some carefully chosen stores.

Moreover, if you have any questions about whether your chosen way of payment is accepted, it is best to contact the Target location you are planning on visiting in advance.

Other Stores That Take PayPal 

PayPal is a popular method of payment for online purchases and a number of significant retail chains accept PayPal as a mode of payment. These American retail giants include

  • Home Depot
  • Walgreens
  • Walmart
  • Trader Joe’s
  • JCPenney
  • Best Buy 

This indicates that you can purchase items at these shops online or in person simply by using your PayPal account.

While PayPal is generally accepted, it’s important to understand that some merchants may have certain constraints on the way you can use PayPal. Therefore, it is recommended to confirm the store’s regulations regarding PayPal payments in advance.

Can You Earn Cashback Through PayPal?

PayPal Cash Back Mastercard allows you to save money over time and has a number of wonderful features to offer.

One of the key benefits is the ability to receive cash back for your purchases. All PayPal transactions will earn you 3% cash back, and all other purchases will earn you 2% cash back. Over time, these rewards may add up rapidly. You don’t need to worry about spending extra money simply to use the card because there is no annual fee. 

PayPal Cash Back Mastercard has various practical functions. For instance, extended warranties available with some products are an additional advantage, which might provide you with more assurance. Also, you’ll get access to Mastercard’s Global Elite Travel Services. This may assist you in saving money on travel-related expenditures such as accommodation, rental cars, and much more.

You must be a registered user of PayPal on the PayPal website. You may register for a free account if you don’t already have one.

However, if you already have an account, you may apply for the card online and receive a response quickly. If you’re accepted, your replacement card will be mailed to you, and you may use it immediately away.

Key Takeaways 

  • Customers of enjoy the convenience of utilizing PayPal as a payment method at checkout, as long as they have sufficient money in their account or a connected debit card or bank account.
  • Shoppers at Target can use PayPal MasterCard to make purchases both in-store and online. Moreover, some Target stores allow consumers to use contactless PayPal payments, which eliminates the need for card swipes or inserts.
  • Always confirm with your nearby Target store whether they accept contactless PayPal payments and make sure your PayPal account is correctly connected to your bank account.

Frequently Asked Questions (FAQs)

Do you receive a card from PayPal?

The PayPal Prepaid Mastercard can be used wherever that Debit Mastercard is accepted to pay for products and services. After placing your order online, it will take 7 to 10 business days for your Card to arrive in the mail.

How can I convert my PayPal credit into money?

There are simple steps for this. First, visit Wallet. Then, click transfer money. Now, request a check via mail which may apply some additional charges. Enter your desired transfer amount and choose Next. Once you have reviewed your transfer information, click Request Now. Finally, click Done.

Can I transfer funds to myself using PayPal?

Unfortunately, you cannot deposit money into your bank account or transfer money to friends and family using your PayPal Credit limit.

Is Target accepting PayPal pay in 4?

You may choose PayPal Pay in 4 at the time of checkout when making certain purchases from selected online retailers. Popular retailers that accept PayPal Pay in 4 include Bed Bath & Beyond, Best Buy, and Target.