Does Publix Cash Checks (Types of Checks, Limits, Timings, and More)

Since Publix is one of the biggest chain of grocery stores that exists, it does not come as a surprise that it offers a range of financial services and not just grocery items! Before this, I had discussed with my readers does Publix do money orders so today let’s look into does Publix cash checks or not.

Quick Summary

Publix does cash checks but the type is limited to payroll and personal checks only. Moreover, the facility is available at all Publix locations. You must visit the store with sufficient identification such as Driver’s license. There is a limit of $75 for personal checks.

Can You Cash Checks At Publix (2023)

You can definitely cash a check at Publix as long as you are dealing with payroll and personal checks (value limited to $75).

It is compulsary to provide identification at the time of check cashing. Only then will the manager provide you with final approval. If any necessary document is missing, the permission to cash a check may be turned down.

Stimulus Checks: Publix does not cash tax refund checks so you can not cash a stimulus check at any of its location. Furthermore, since these checks are often above $500, they can not be cashed here.

Cashier Checks: As per company policy, Publix does not cash these.

Unemployment Checks: Publix does not cash these as the amount on them exceed $500 limit. Only limited Publix store locations offer government check cashing services.

Tax Refund Checks: You can not cash any type of government issued checks.

Third-Party Checks: Publix no longer cash third-party checks because it has been target of many frauds in the past.

Business Checks: You can cash business checks but the limit is set at $500 only.

Handwritten Checks: It is possible to cash handwritten checks but there is $75 limit on these checks. Moreover, you can only cash 1 check per day.

Settlement Checks: You can not cash settlement check at any of the store locations.

Insurance Checks: Insurance checks are also a type of settlement checks so you can not cash these.

Types of Checks That Publix Cash

All locations across the United States allow you to cash personal and payroll checks.

However, there are limits that you must adhere to. As long as the checks do not exceed cashing limits, you are good to go!

Can You Cash Checks For Free?

There is a fee to cash checks here. The store charges between $3 to $4 (maximum for any type of check) for every check which is considerably low compared to the rates at other stores.

Does Publix Cash Checks For Over $500?

Publix has a limit on the value of the checks that it will cash. These include:

  • $500 for paychecks.
  • $75 for personal checks.

Does Publix Cash Checks on the Weekend?

When Publix will cash checks depends on its operating hours. If the store and customer desk is functional, it will cash checks for you.

Therefore, you can cash checks on Sunday and Saturday. The store opens all 7 days of the week so the facility is always available. However, make sure you cash the checks before the closing hours at night.

How To Cash a Check at Publix?

You simply need to visit the Customer Help Desk to cash a check at Publix. However, there are some requirements that you have to fulfil. The documents needed to cash a check here include:

  • Driver’s license.
  • Military identification.
  • State identification.

Key Takeaways

  • You can cash personal checks (limit of $75) and paychecks ($500) at all the locations across the United States. Moreover, keep in mind that the store charges up to $4 for cashing a check.
  • You must share sufficient identification at the time of check cashing or the store will turn down your request.

Frequently Asked Questions (FAQs)

When can you cash a check at Publix?

Publix lets you cash a check between 7 in the morning to 10 p.m. These are the working hours at the store so the facility is only available within this window.

Instead of being worried about the hours you can cash check at Publix, note when the store and customer service is operating. If it is, you will be able to cash a check any time.

Can you cash a check at Publix often?

There is a limit on how often you can cash a check at Publix and this varies depending on the type of check that you need to cash. For example, payroll checks can only be cashed once a week and handwritten checks can be cashed once a day.

Who processes checks for cashing at the Publix stores?

Certegy cash checks here regardless of the type of check in question.