Does Dollar General Accept Checks in 2023?

At one point or another, everyone has run into the issue of not having enough cash on hand to make a purchase. Whether you’re short on funds or you simply don’t like to carry cash, it’s always good to know what other payment options are available to you. So, does Dollar General accept checks?

Quick Summary

Many Dollar General stores accept checks as payment, although the specific policies and procedures for check acceptance may vary by location. Some Dollar General stores may require additional identification or verification when accepting a check, and there may be limits on the amount of the check that can be accepted. To find out if a particular Dollar General store accepts checks, you can contact the store directly or check their website for more information.

Does Dollar General Accept Checks?

The answer is yes! Dollar General does accept personal and business checks as payment for in-store purchases. But there are a few things you should know before attempting to use one.

  • First and foremost, all checks must be pre-approved by Telecheck, a third-party check verification service. This approval process can take up to two minutes, so be prepared to wait a bit if you’re paying by check.
  • Secondly, if you don’t have a valid ID, you won’t be able to pay by check.

If you meet all of the above criteria and would still like to pay by check, simply hand your check and ID to the cashier when prompted during checkout.

The cashier will then run your check through Telecheck to get approval. Once your check is approved, the transaction will be processed and you’ll be on your way!

Important Requirements to Pay Check at Dollar General

Though the above was some general information about using checks at Dollar General, here are some important requirements that you need to remember when paying by check:

1. The Check Must Be Made Out to You

This may seem like a no-brainer, but you’d be surprised how many people try to cash checks that are made out to someone else. When you come in to cash your check, please be sure that it is made out specifically to you. DG cannot cash a check if it is made out to someone else, even if you have their permission.

2. You Must Have a Valid Photo ID

In order to cash a check at Dollar General, you must present a valid photo ID. This can be a driver’s license, state ID card, passport, military ID, or tribal ID. If you do not have a valid photo ID, Dollar general will not be able to cash your check.

3. The Check Must Be Paid by a U.S. Bank

We can only cash checks that are paid by U.S.-based banks. This means that we cannot cash foreign checks or checks that are paid by non-U.S.-based banks. If you’re unsure whether or not your check meets this requirement, please give us a call and we’ll be happy to help. 

Can You Cash Your Check at Dollar General

Dollar General is a discount retailer that offers both fixed-price and negotiated pricing on merchandise. Though the company accepts various forms of payment, including cash, checks, debit cards, and credit cards.

However, they do not offer check-cashing services. If you need to cash a check and the only place nearby is a Dollar General, you’re out of luck. However, there are other options available to you. For example, you could go to a local bank or credit union.

Or, if you have a checking account with an online bank, you could use their mobile app to deposit the check into your account and then withdraw the cash from an ATM.

Maximum Check Limit to Use at Dollar General

There is no limit to how much you can pay with a check at Dollar General. You can use a check to pay for the full amount of your purchase. This means no matter how much you’ve spent on your shopping expedition, it’s easy to pay for it all in one go with a single check.

Whether it’s an essential household item or something more frivolous, you won’t have to worry about any restrictions on the amount that a check covers – unlike other stores it can limit how much can be paid for with a check and may require multiple payments.

What Other Payment Methods Does Dollar General Accepts

Apart from checks, Dollar General accepts several different types of payment, including cash, debit cards, credit cards, and EBT cards. Let’s take a closer look 

Cash: Dollar General Stores will happily accept cash as payment for any purchase. For shoppers who prefer to use cash, this is good news! However, it’s important to keep in mind that shoppers who use cash may not be able to take advantage of certain sales or discounts. 

Debit Cards: Debit cards are also accepted at most Dollar General Stores. This can be a convenient option for shoppers who don’t want to carry around a lot of cash but still want to avoid using a credit card. When using a debit card, it’s important to keep in mind that some banks may charge an additional fee for using the card at a retail store like Dollar General. 

Credit Cards: Credit cards are accepted at all Dollar General Locations. This can be a convenient option for shoppers who want to earn rewards points or take advantage of special financing offers. However, it’s important to remember that credit cards typically have higher interest rates than other forms of payment, so shoppers should be sure to pay off their credit card balance in full each month to avoid accruing any interest charges. 

EBT Cards: EBT cards are also accepted at Dollar General Stores. This can be a convenient option for those who receive government assistance and need to use an EBT card to make purchases. When using an EBT card at Dollar General, shoppers will need to present their card and ID when making a purchase. 

The Bottom Line

In conclusion, we hope that we have answered your question about whether or not Dollar General accepts checks. With this information in mind, we encourage you to take advantage of Dollar General’s convenient check-writing services for your next purchase! We hope that we have provided you with enough information to make an informed decision. Thanks for reading!

Frequently Asked Questions (FAQs)

Does Dollar General accept personal checks as payment?

Dollar General does accept personal checks as a form of payment at their physical store locations. However, they may require a valid government-issued ID to be presented along with the check.

Does Dollar General charge a fee for accepting checks as payment?

Dollar General does not typically charge a fee for accepting checks as payment. However, if a check is returned unpaid, Dollar General may charge a returned check fee to cover the cost of processing the failed payment. This fee may vary depending on state laws and the specific circumstances of the returned check.

Can Dollar General refuse to accept my check as payment?

Yes, Dollar General reserves the right to refuse a check as payment if it is deemed to be potentially fraudulent or if the customer or business attempting to use the check has a history of writing bad checks.

Originally posted 2023-01-03 05:17:00.