PayPal Here™: A Global Mobile Payment Solution for Small Businesses

Press Release

PayPal is pleased to offer PayPal Here, a global mobile payments solution that allows small businesses to accept almost any form of payment.  PayPal Here includes a free app and fully encrypted thumb-sized card reader, which turns any iPhone®, or Android™ smartphone into a mobile payment solution. No matter how consumers choose to pay, PayPal Here makes it easy, giving small businesses more sales opportunities.  Merchants can accept payments by swiping cards in the card reader, scanning cards and checks using their phone cameras, or manually entering card information into the app.  They can also send an invoice and set payment terms directly from the app.  And, of course, they can accept PayPal payments in a brand new way. PayPal also has a PayPal Mobile app for consumers that complement PayPal Here.  PayPal users will be able to use the “Local” feature on the PayPal app to find nearby businesses that accept PayPal Here. PayPal Here offers a competitive fee structure with no monthly account or set-up fees.  Merchants pay a simple rate of 2.7 percent for U.S. card swipes and PayPal payments.  In addition, every PayPal Here merchant will receive a business debit card for quick access to cash and 1 percent cash-back on eligible purchases*. Summary of Benefits and Features for U.S. Small Businesses

  • The most payment types: swipe credit and debit cards, manually key in or scan card information, scan and process checks (U.S. only), invoice directly from the app, and accept PayPal
  • One simple fee: the mobile app and card reader is free for both merchants and consumers, with no account setup or monthly fees, competitively priced at 2.7 percent per U.S. swipe transaction.  An additional 1% is applied to transactions involving non US cards
  • Be paid quickly: merchants receive funds directly into their PayPal account whether the sale is online, mobile or via PayPal Here
  • PayPal debit card for quick access to cash with 1 percent cash back on eligible purchases*
  • Security: PayPal Here uses end-to-end encryption to help protect card information as it swipes, backed by PayPal’s world-class security, risk and fraud management systems
  • 24×7 customer support: live phone and online customer support – more than 6,000 customer service agents across 17 centers around the globe
  • Backed by PayPal: One of the world’s most trusted ways to pay and get paid with more than 100 million active accounts worldwide in 193 markets and supports payments in 26 currencies

*Requires enrollment.  Availability The PayPal Here card reader and merchant app are available today.  Find out more. About PayPal PayPal is the faster, safer way to pay and get paid online.  The service allows people to send money without sharing financial information, with the flexibility to pay using their account balances, bank accounts, credit cards or promotional financing.  With 143 million active accounts in 193 markets and 26 currencies around the world, PayPal enables global commerce.  PayPal is an eBay (Nasdaq:EBAY) company.  PayPal is headquartered in San Jose, Calif. and its international headquarters is located in Singapore.  More information about the company can be found at

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